What this feature did:

Added a new field, "Set terms", to the credit card screen.

Screen shot #1: From the AR main menu, choose "Customers", then "Credit Cards".

Your system may be set up that some credit card terms charge a fee, and other credit card terms do not charge a fee. In order for the system to determine which credit card terms to choose, you must enter the specific credit card terms in field #9 for each customer.